Proudly Cincinnati

Proudly Cincinnati

How it Works

Process of Life Insurance Gifts

Getting Started

1. Consider some key questions.
What aspect of UC do you want to impact?
How do you want your gift to be used?
How much do you want to contribute?
How long do you prefer to make payments?

2. Start the application process.
Call the UC Foundation’s Office of Gift Planning at 513-556-6293. We can put you in touch with an agent or work with your current life insurance professional to guide you through the underwriting process.

3. Direct your impact.
We can help you shape the impact you want to have. We’ll create an agreement that ensures your annual gifts are used to purchase the insurance, and ultimately benefit your desired UC program.

4. Make your first gift.
Following the completion of the underwriting process, you will find out the exact amount of your annual premium. Begin making an impact with your first gift.


Cost Estimates

The charts below provide only a sampling of annual premium rates for a gift through life insurance.

Reference these charts for an estimate of your annual payment for a 10-year policy at various
benefit amounts (i.e. gift levels), based on your age and gender.

Click on your approximate age below to view an expanded sample of rates and gift levels:


 

Male Non-Smoker

 

Female Non-Smoker

Age

25

30

35

40

45

 

Age

25

30

35

40

45

$25,000

n/a

n/a

$514

$613

$731

 

$25,000

n/a

n/a

$458

$535

$630

$50,000

$629

$760

$914

$1,122

$1,372

 

$50,000

$598

$711

$844

$986

$1,150

$100,000

$1,066

$1,289

$1,549

$1,871

$2,253

 

$100,000

$966

$1,149

$1,362

$1,597

$1,862

$250,000

$2,271

$2,793

$3,422

$4,230

$5,207

 

$250,000

$2,074

$2,460

$2,920

$3,524

$4,226


Please note the underwriting process precedes any final rate determination. Payment periods and benefit amounts are not limited to those displayed above.


Get Started

Starting the application process is easy. Contact the Office of Gift Planning at 513-556-6293.

We can help you determine the potential impact of your fit at UC. We can also put you in touch with an agent or work with your current life insurance professional to guide you through the underwriting process.