2014 Health Plan & Resources
Note: the information on this Web page may not apply to all employee groups.
For 2014, the university made a number of significant changes to our medical plans to ensure that our plans remain affordable and sustainable for our faculty and staff in the future.
You and your family continue to receive excellent coverage and the plans continue to be affordable.
In 2014, you have a choice of two medical plans: the High Deductible Health Plan/Health Savings Account (HDHP/HSA) Plan or the Point of Service (POS) Plan.
The HDHP/HSA Plan is a new plan available for the first time to UC employees. The Point of Service (POS) Plan is the similar to the POS offered in 2013. The HDHP/HSA provides a different approach to managing your healthcare. The HDHP/HSA gives you more choice and flexibility while supporting you and your family’s efforts to stay healthy. Like the POS Plan, you will have financial protection for medical costs through a deductible, co-insurance and an out of pocket maximum. But unlike the POS, this plan provides you with an account, called a Health Savings Account, which gives you the flexibility to choose how to spend your health care dollars. The HDHP/HSA focuses on healthy living by providing 100% coverage for preventive care when you use a Humana network provider.
Read about the advantages of the new HDHP/HSA Plan.
It is important for you to take the time to understand each plan and enroll in the plan that works best for you and your family.
Humana is the insurance administrator for both plans.
Which Plan is best for me?
- 2014 HDHP/POS Plan Comparison Chart
- Plan Comparison Presentation
- Overview Session Presentation
- Monthly Rates by Plan Type
- Overview of the High Deductible Health Plan
- Overview of the Point of Service Plan
- 2014 HDHP Plan Design Chart
- 2014 POS Plan Design Chart
- 2014 Employee Contributions
- Humana HDHP and HSA FAQ
- Claim Estimator Worksheet
- Sample Employee Claim Scenarios
- Link to Humana Benefit Planning Tool
How does the Health Savings Account (HSA) work?
- Overview of Health Savings Account
- 2014 UC Health Savings Account Funding Information
- Humana Health Savings Account – How it Works
- 2014 HSA Annual and Monthly Funding Maximums
- Compare the Account Types: HSA or FSA
- Humana HDHP and HSA FAQ
- HSA Eligibility Chart
- HSA Fee Chart
- IRS Publication 969
Where can I find more information?
Effective January 1, 2014, POS plan members must use RightSourceRx, Humana’s prescription home delivery service, for purchase of maintenance medications.
A 30-day supply of a maintenance medicine may be filled two (2) times at a regular local pharmacy for the regular copayment. After that, if a maintenance medicine is filled at a local pharmacy, the cost will be twice the regular copayment.
Prescriptions for 90-day supplies at retail pharmacies are no longer be available. Read the Humana RightSourceRx brochure for more information.
Additional information is available on the RightSourceRx website, and in the links below.
HDHP Plan members are not required to use RightSource and may purchase maintenance medications from a retail pharmacy.