For 2014, the university will make a number of significant changes to our medical plans to ensure that our plans remain affordable and sustainable for our faculty and staff in the future.
You and your family will continue to receive excellent coverage and the plans will continue to be affordable.
In 2014, you will have a choice of two medical plans: the new High Deductible Health Plan/Health Savings Account (HDHP/HSA) Plan or the Point of Service (POS) Plan. The HMO Plan and First 1000 Plan will not be available beginning in 2014.
The HDHP/HSA Plan is a new plan available for the first time to UC employees. The Point of Service (POS) Plan is the similar to the POS offered in 2013. The HDHP/HSA provides a different approach to managing your healthcare. The HDHP/HSA gives you more choice and flexibility while supporting you and your family’s efforts to stay healthy. Like the POS Plan, you will have financial protection for medical costs through a deductible, co-insurance and an out of pocket maximum. But unlike the POS, this plan provides you with an account, called a Health Savings Account, which gives you the flexibility to choose how to spend your health care dollars. The HDHP/HSA focuses on healthy living by providing 100% coverage for preventive care when you use a Humana network provider.
Read about the advantages of the new HDHP/HSA Plan.
It is important for you to take the time to understand each plan and enroll in the plan that works best for you and your family. Department and individual meetings will be available over the coming months to assist you in understanding our new plans.
Humana will remain the insurance administrator for both plans. You will receive new medical plan ID cards in 2014.
Effective January 1, 2014, POS plan members must use RightSourceRx, Humana’s prescription home delivery service, for purchase of maintenance medications.
A 30-day supply of a maintenance medicine may be filled two (2) times at a regular local pharmacy for the regular copayment. After that, if a maintenance medicine is filled at a local pharmacy, the cost will be twice the regular copayment.
Prescriptions for 90-day supplies at retail pharmacies will no longer be available. Read the Humana RightSourceRx brochure for more information.
Additional information is available on the RightSourceRx website, and in the links below.
HDHP Plan members are not required to use RightSource and may purchase maintenance medications from a retail pharmacy.
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