OHIO NURSES ASSOCIATION (ONA)
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The Choice Benefits program is a partnership between UC and its employees. We do everything we can to provide you with high-quality benefits at a reasonable cost to you and the university.
Employees represented by ONA who have an FTE of 80% or greater may enroll in Choice Benefits, the benefit program offered by the University of Cincinnati. Included in this package are the core benefits of medical, dental, and life insurance for the employee and eligible family members.
You may also take advantage of long term disability, tuition remission, long term care, and flexible spending accounts. The university works diligently to offer high-quality benefits to you and your family. Some of these benefits, as indicated in the ONA Enrollment Workbook, are also available to nurses with lower FTEs. |
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MEDICAL INSURANCE
Medical coverage pays benefits for eligible medical expenses. The Choice Benefits program offers you three excellent medical plans, the health maintenance organization (HMO), the point-of-service (POS), and the First 1000. These plan options give you the flexibility to tailor a benefits package that meets your individual or your family’s needs. Information regarding the HMO and POS plans is available in the ONA Enrollment Workbook. The Medical Coverage Comparison section in the workbook summarizes the benefits available under each medical plan. For more detailed information about your medical plan review the HMO Plan Document or the POS Plan Document.
Medical Options:
Medical Waiver
Point-of-Service (POS)
Health Maintenance Organization (HMO)
First 1000
Related Links:
Humana
EyeMed Vision Care
RightSource Mail Order Prescriptions
DENTAL INSURANCE
Dental coverage helps you and your covered family members pay for eligible dental expenses. The Choice Benefits program offers you a selection among Basic, Ortho, High and the High Ortho Plans. The Dental Coverage Comparison Chart in the ONA Enrollment Workbook provides summaries of each dental plan. For more detailed information on benefits available under the dental plans you should review the Dental Plan Document.
Dental Options:
Dental Waiver
Basic Plan
Ortho Plan
High Plan
High Ortho Plan
Related Links:
Humana
LIFE INSURANCE
Life insurance helps protect your family in the event of your death. Choice Benefits offers you the security of knowing your family has financial protection. Life insurance is the foundation of any financial protection strategy and our plan gives you the opportunity to tailor your choices to meet your needs with a variety of different levels of coverage. Also available is life insurance coverage for your dependents. Information is available in the ONA Enrollment Workbook that explains your options for employee, spouse, and child life insurance.
Employee Life Options:
1 x Base Pay
2 x Base Pay
3 x Base Pay
4 x Base Pay
5 x Base Pay
6 x Base Pay
$5,000
$50,000
Spouse Life Options:
Waive Coverage
$5,000
$10,000
$25,000
Child Life Options:
Waive Coverage
$2,000
$5,000
$10,000
Related Links:
Life Insurance Plan Document (80%-100% FTE)
Life Insurance Plan Document (20%-79% FTE)
PERSONAL ACCIDENT INSURANCE (PAI)
Personal Accident Insurance provides you or your family with a benefit if a covered person dies as the result of an accident. This insurance also pays a partial benefit for the loss of a limb or eyesight as the result of an accident. Your beneficiary under this coverage is the same beneficiary you named for your employee life insurance. For more information on Personal Accident Insurance, refer to your ONA Enrollment Workbook.
PAI Options:
Waive Coverage
$50,000 Employee or Employee and Family
$100,000 Employee or Employee and Family
$150,000 Employee or Employee and Family
Related Links:
Unum Life Insurance Company
LONG-TERM DISABILITY (LTD)
Long-term Disability (LTD) Insurance pays you a benefit if your are unable to work because of a disabling injury or illness. Benefits continue until you recover and return to work, or until you reach the plan's age limit. Accidents and illnesses can have serious financial consequences for you and your family. That's why we believe it's important to provide financial protection to you at a reasonable cost. The LTD Coverage Comparison later in the ONA Enrollment Workbook summarizes the features of your LTD plans.
LTD Options:
Waive Coverage
65% of your base pay (up to $4,000/month) after 4 months of total disability
Related Links:
Unum Life Insurance Company
Plan Document 011 - Waiver Option for ONA enrolled in grandfathered TIAA/Fidelity/Vanguard retirement plans
Plan Document 061 - 65% of your base pay (up to $4,000/month) after 4 months of total disabilty (TIAA/Fidelity/Vanguard)
Plan Document 071 - 65% of your base pay (up to $4,000/month) after 4 months of total disabilty (City/OPERS/ARP)
TUITION REMISSION
The Tuition Remission Program enables you and your eligible dependents to benefit from the many educational opportunities offered by the University. If you take advantage of this program, you will not pay tuition for university coursework; however you will pay any extra fees, such as late fees or room and board. (Read more)
OTHER BENEFITS
Long Term Care - Contact the HR Service Center for detail and cost
Flexible Spending Accounts - (Reimbursement Claim Form); (Direct Deposit Form)
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