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Accident and Critical Illness Voluntary Benefit Plans

UC now offers even more ways to protect your family’s health and finances. 

Both plans are underwritten by Unum, UC’s Long Term Disability carrier. Access to these plans is available during UC's annual enrollment period (November).

Overviews and full plan documents are available via the links on this page.

Accident Insurance

If an accident occurs, you may be surprised at the expenses that can add up. Accident Insurance is designed to protect your finances by helping you pay for the unexpected costs associated with an accidental injury.

How does it work?

Accident Insurance includes benefits for a wide range of common injuries and covered accidents. If you become injured, Accident Insurance will pay you a direct cash benefit. The amount of money you receive depends on the type and severity of the injury and can be used any way you choose.

Critical Illness Insurance

This new benefit is designed to help protect you and your family’s financial health. Critical Illness Insurance can help fill a financial gap if you or a family member experiences a severe, life-threatening illness. This benefit goes above and beyond the medical coverage a core plan provides by supplementing your finances while you or a loved one deals with and recovers from a serious illness. In short, your medical insurance takes care of your health while Critical Illness coverage takes care of your finances.

How does it work?

Upon diagnosis with a covered critical illness, you can receive an immediate lump-sum benefit. You can use those funds any way you choose.