Top 10 Steps to Protect Yourself from Identity Theft
Please see How To... Fight Identity Theft to get more information, but keep these tips in mind:
- Cancel unused credit cards (cutting them up is not enough).
- Don't carry your Social Security card, passport, or birth certificate with you, except when necessary.
- Shred all credit card receipts and solicitations, canceled checks and financial documents before throwing away.
- Check your credit card statements and immediately report unauthorized purchases.
- Don't give out your Social Security number, mother's maiden name, or any account information over the phone, unless you are sure the caller is legitimate. Adopt a "need to know" approach to your personal data.
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Order credit reports once a year from one of the credit-reporting agencies:
Report any accounts you did not apply for. For more information on consumer rights, Click here
- Have your name removed from lists sold to companies offering pre-approved credit cards by calling one of the credit agencies above.
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Never include your Social Security number on personal checks and only release your Social Security number when absolutely necessary. If a business requests it for identification, ask to have an alternative number used.
- Never write down PINs and passwords: memorize them. Do not use any part of your Social Security number, your name or any easy to guess words or sequences.
- Install a locked mailbox at your residence.
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