2011/12 Bloodborne Pathogen Exposure Insurance  

• The University of Cincinnati has an insurance policy available for any student who may be exposed to human bloodborne pathogens related to that student’s activities as a student.  It will cover any student who volunteers at a free clinic. This policy covers all medical expenses for the first 30 days after an exposure, anywhere in the world, without any co-pay or deductible up to a maximum of $10,000.  This policy covers HIV prophylaxis and hepatitis C testing, which are not covered by many health insurance policies (note: the UC Student Health Insurance (SHI) Plan provides these benefits).  This policy does not cover bloodborne pathogen exposures that occur while being a paid employee.  It does not cover expenses related to activities that are not related to school activities such as sexual contact.  It does not cover exposures from legal or illegal drug usage.

• The cost of the policy is $37 per academic year.  The effective dates, for any student who is not on semesters and not enrolled in the College of Medicine are 9/19/11 – 9/18/12; and, for any quarter student who is enrolled in the College of Medicine, 8/13/11-8/12/12.  We cannot charge a partial premium for part of a year.  There is no premium refund if a student drops out of school or if a student purchases the UC SHI in a subsequent term.   

• This policy is available for any program within UC that wishes to offer it to any student enrolled in that specific program.  Once a UC program has decided to offer, and has requested the assessment of the bloodborne pathogen insurance, the premium is automatically assessed to the tuition bill.  This assessment will occur in the first term of every academic year for which the student is enrolled in a program with the Bloodborne Pathogen Exposure Insurance requirement, regardless of the time of year.  Any student who has UC SHI is not charged for the bloodborne pathogen exposure insurance unless that student loses eligibility under UC Student Health Insurance within that same academic year. If a student is enrolled in one of the programs with a Bloodborne Pathogen Insurance requirement, there will be no refund of the $37.00 premium.

• Programs wishing to add this coverage for a specific program must contact Ken Wolterman (phone: 513-556-4348) to arrange for adding this assessment.

• Following an exposure, a student should report to the East Campus University Health Services (UHS) located on the first floor of the Holmes building which is at 200 Albert Sabin Way (corner of Eden Avenue and Albert Sabin Way), Cincinnati, Ohio  45267.  Hours of operation are 8:00-4:15 on Mondays, Tuesdays, Thursdays and Fridays and 10:00-4:15 on Wednesdays.  If it is not feasible to go to the East Campus UHS, the student may go to any hospital emergency room.  Follow-up after an exposure by calling 513-584-4457.  Claim forms are available on line at http://www.klais.com or at the east and west campus University Health Services clinics.  Claims should be filed with Klais and Company.   Claim status may be checked on line at http://www.klais.com or by calling 1-800-331-1096.  Contact the UC SHI Office at 556-6868 for any questions.

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