For non-emergency health care needs, first seek care at the University Health Services (UHS) in order to keep your out-of-pocket costs low. All primary care is no charge for insureds covered by the Student Health Insurance (SHI) at either clinic location and there is no limit on the amount of times an insured visits the UHS. Primary care includes x-ray services, most lab services, gynecological services and most dermatological services. The UHS includes a pharmacy where insureds covered by SHI simply have a co-payment for generic and brand name medications.
Insureds covered by SHI may obtain in-network health care services beyond those available at the UHS from the United Healthcare providers-the in-network providers-listed in the links below. The Policy also provides coverage for insureds who visit out-of-network providers however the level of coverage decreases under these circumstances.
Insureds must have a referral provided by the UHS and dated within the then current academic year in order to receive the highest level of coverage for visits to in-network providers.
There is a $150 copayment (due upon receipt of the emergency room facility’s billing statement) when a insured visits the emergency room. However, if an insured calls the UHS and obtains a verbal referral to the emergency room from the UHS physician (UHS physicians are on call after hours), the $150 copayment is reduced to $50 and if the insured is admitted to the hospital after obtaining the aforementioned referral, there is no copayment whatsoever. The UHS physicians can be reached at 513-556-2564.