The University of Cincinnati will be closed until 11AM Thursday 3/5/15 due to the inclement weather.  Classes are canceled, and all offices -- with the exception of those noted in the UC emergency closing policy (University Rule 30-16-01) -- will be closed.  

Students at the Academic Health Center should follow their college’s inclement weather plan.

University Health ServicesUniversity of CincinnatiUniversity Health Services

University Health Services

Policy Quick Reference

Single Student Coverage, 2014-15


  •   Major medical
  •   Underwritten by United Healthcare Student Resources
  •   Gold-tier equivalent
  •   Affordable Care Act-compliant
  •   In-network and out-of-network coverage



  • Premium        
    $177.33/month when purchased for both fall & spring semesters but billed $1064 fall semester & $1064 spring semester (summer included with spring; no credit hour requirement or premium due)

  • Deductible        
    $300, met one (1) time per plan year

  • Prescription Benefit    
    $15, $30, $60 for prescriptions filled at UHS Pharmacy
    80% co-insurance* for prescriptions filled at outside pharmacy

  • ER            
    $150 copayment reduced to $50 if UHS physician called for approval prior to ER arrival & reduced to $0 (zero) if admitted to hospital, then 80% coverage, 20% co-insurance*

  • Out-of-Pocket Max.    

  • Lifetime Max.    

  • Mental Health   
    $14 - $17 (excluding ADHD eval.)

  • Non-UHS Services    
    80% coverage, 20% co-insurance* **
    60% coverage, 40% co-insurance***


Perks Associated with Coverage Under SHI

  • Mental health services (from $14-$17 for psychiatrist, psychologist, counselors)
  • No charge for primary care services rendered at UHS
  • Primary care at UHS includes x-rays, lab work (medically necessary), dermatology
    (1 exception), gynecology
  • No limit on visits to UHS
  • Hassle-free medical care & customer service
  • UHS conveniently located in heart of campus
  • Dental stand-alone policy available for purchase
  • Immediate access to SHI customer service at your pace via phone, email, in-person
  • In-person assistance with all insurance paperwork
  • Informational, money-saving workshops
  • Unbeatable premium & deductible
  • Policy and UHS customized to meet UC students’ needs

* after deductible has been met
** in-network & with a referral (referral not required when 50(+) miles from main campus)
*** without referral &/or out-of-network

Note: This is not the SHI Plan Booklet.  See SHI Plan Booklet at or contact SHI for more specific benefit details.


SHI-Student Health Insurance

UHS-University Health Services