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Retirement Benefits

The University of Cincinnati supports the efforts of faculty and staff in planning a fulfilling, financially secure retirement.  The university offers a wide array of retirement options to help you meet your financial goals.

Retirement program eligibility is based upon your appointment type (faculty, staff or student) and your full time equivalency (FTE). The two state-mandated retirement programs are the State Teachers Retirement System (STRS) and the Ohio Public Employees Retirement System (OPERS).  The Alternative Retirement Plan (ARP) is available to eligible employees in lieu of OPERS or STRS.

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July 2020 Alternative Retirement Plan (ARP) and 403(b) Plan Changes

Effective July 1, 2020, UC will offer four vendor choices for all future contributions to the Alternative Retirement Plan (ARP) and Traditional 403(b) program. Two vendor choices will be available for the Grandfathered 403(b) program.

The vendor choices will be AXA, Fidelity, TIAA and Voya.

Stay tuned and check back often for more information on the 2020 ARP and 403(b) Retirement Plan Changes page.

New Hire/Candidate

If you are newly hired, you have a limited period of time to make your retirement plan election(s).  Learn about your options here.

Plan Information

Learn more about UC's retirement plans including OPERS, STRS, the Alternative Retirement Plan, Grandfathered plans as well as the mitigating rate.

Supplemental Retirement Savings

Enhance your retirement plan savings through voluntary contributions to a Supplemental Retirement Savings Account.

Student Employees & OPERS

Read about retirement plan options and requirements for student employees.

Retiree Toolkit

A guideline to help retiring faculty and staff successfully navigate through the UC and retirement plan requirements.

Retirement Planning Resources

It's never too early to begin thinking about retirement.  Learn more about planning no matter where you are in the process.

Separated & Retired Employees

Answers to frequently asked questions about retirement benefits for separated and retired employees.

Have More/Specific Questions?

Click below for a full listing of UC resources and all benefits providers and vendors.