Scholarships & Financial Aid at the University of Cincinnati

At the University of Cincinnati, we believe all students should have equal opportunities to receive a quality education, regardless of income. That’s why we are committed to making your college education as affordable as we can. Through the financial aid process and our Co-op Program, we’re here to help you reduce out-of-pocket expenses. 

Financial Aid

Did you know nearly all students are eligible for financial assistance? Financial aid can be provided in the form of scholarships, grants, work-study and loans. At UC, we take it one step further by allowing students to also offset costs through paid co-op experiences.

FAFSA Explained

The only application necessary in the financial aid process is the Free Application for Federal Student Aid (FAFSA). The FAFSA opens on October 1 before the upcoming academic year and must be completed annually. We recommend completing it as soon as possible, as it determines your eligibility for the following:

  • Grants — Grants are funds that are awarded based on financial need.
  • Work-Study — Work-study programs are need-based employment opportunities that allow you to work and earn money to help fund your education.
  • Loans — Loans are borrowed money that must be repaid. There are various types of loans that may be included in your financial aid offer.

Your financial aid offer may include any or a combination of the above funding sources. To see if you’re eligible for financial aid, view the requirements.

Financial Aid Timelines

Timeline of annual financial aid process for incoming freshman
When Event
Junior
year in high school

Begin scholarship search process

Mid-August

Apply to UC

October 1 FAFSA available annually October 1
December 1 Complete annual FAFSA by this date for priority consideration for limited funding sources
Mid-February Initial Financial Aid Award Offers sent to students with complete records. Award Offers are sent continually as admission offers are made, FAFSA data is received and students provide supplemental information. Use Check My Aid to monitor your aid status.
Mid-March Summer registration begins
After
accepting aid
New UC loan borrowers complete loan counseling and promissory note(s)
Early April Summer bills will begin being produced for students who are registered
June Orientation including fall registration
July 1 FAFSA and aid-related tasks in Catalyst should be submitted by this date. Students may continue to apply and complete tasks after this date though aid may not be processed by the time fall payment is due.
Mid-July Fall bills produced for students who are registered
Mid-
August
Postings of jobs for Federal Work-Study awardees available
Late August Fall semester classes begin
October 1 Complete FAFSA for next year's aid
Timeline of annual financial aid process for returning students
When Event
October 1 FAFSA available annually October 1
December 1 Complete annual FAFSA by this date for priority consideration for limited funding sources
Mid-March Summer registration begins
Late March Initial Financial Aid Award Offers sent to students with complete records. Award Offers are sent continually as FAFSA data is received and students provide supplemental information, if requested. Use Check My Aid to monitor your aid status.
After
accepting aid 
New UC loan borrowers complete loan counseling and promissory note(s)
Early April Summer bills will begin being produced for students who are registered
Mid-April Fall registration begins
Late May

Evaluation of eligibility for aid based on academic progress

July 1

FAFSA and aid-related tasks in Catalyst should be submitted by this date. Students may continue to apply and complete tasks after this date though aid may not be processed by the time fall payment is due.

Mid-July Fall bills will begin being produced for students who are registered
Mid-
August
Postings of jobs for Federal Work-Study awardees available
Late August Fall semester classes begin
October 1 Complete FAFSA for next year's aid
Timeline of annual financial aid process for graduate students
When Event
October 1 FAFSA available annually each October 1
December 1 Complete annual FAFSA by this date for priority consideration for limited funding sources
Mid-February (For new law students only) Initial Financial Aid Award Offers sent to students with complete records. Award Offers are sent continually as admission offers are made, FAFSA data is received, and students provide supplemental information, if requested. Use Check My Aid to monitor your aid status.
Mid-March

Summer registration begins

Late March

Initial Financial Aid Award Offers sent to students with complete records. Award Offers are sent continually as FAFSA data is received and students provide supplemental information, if requested. Use Check My Aid to monitor your aid status.

When accepting
aid

Estimate your bill to understand amount needed to cover your expenses and plan for any out-of-pocket expenses

After
accepting aid 
New UC loan borrowers complete loan counseling and promissory note(s)
Early April Summer bills will begin being produced for students who are registered
Mid-April Fall registration begins
Late May

(For continuing students only) Evaluation of eligibility for aid based on academic progress

July 1

FAFSA and aid-related tasks in Catalyst should be submitted by this date to ensure completion of the full process in time for fall bill payment due date. Students may continue to apply and completed tasks after this date though aid may not be processed by the time fall payment is due.

Mid-July Fall bills will begin being produced for students who are registered
Mid-
August
Postings of jobs for Federal Work-Study awardees available
Late August Fall semester classes begin
October 1 Complete FAFSA for next year's aid

Transferring Financial Aid: 

To receive aid at the University of Cincinnati, you will need to add Cincinnati to the list of schools for which you are requesting aid.

University of Cincinnati's school code: 003125.

If requesting by phone, have a copy of your Student Aid Report (SAR) with you. If you do not have a copy of the form, you will need to request a duplicate by mail. After you receive it, you can call back and add Cincinnati to your report.

For information on scholarships for transfer students at UC, visit our transfer scholarships page.

Timeline of annual financial aid process for transfer students
When Event
October 1 FAFSA available annually each October 1
December 1 Complete annual FAFSA by this date for priority consideration for limited funding sources
Mid-February Initial Financial Aid Award Offers sent to students with complete records. Award Offers are sent continually as admission offers are made, FAFSA data is received, and students provide supplemental information, if requested. Use Check My Aid to monitor your aid status.
Mid-March Summer registration begins
When accepting
aid

Estimate your bill to understand amount needed to cover your expenses and plan for any out-of-pocket expenses

After
accepting aid
New UC loan borrowers complete loan counseling and promissory note(s).
April 30 Admission application deadline for scholarship consideration
July 1

FAFSA and aid-related tasks in Catalyst should be submitted by this date to ensure completion of the full process in time for fall bill payment due date. Students may continue to apply and completed tasks after this date though aid may not be processed by the time fall payment is due.

Mid-July Fall bills will begin being produced for students who are registered
Mid-
August
Postings of jobs for Federal Work-Study awardees available
Late August Fall semester classes begin
October 1

Complete FAFSA for next year's aid

Scholarships

Scholarships at the University of Cincinnati are funds that are awarded to students toward their academic careers. They are based on academic achievements or other merit-based criteria and do not need to be repaid. The two types of scholarships at UC are:

  • Internal Scholarships: Internal scholarships are generally UC funds. They are awarded to incoming freshmen students, transfer students, and graduate students.
  • External Scholarships: External scholarships are scholarships awarded to students from organizations outside of UC. There are billions of dollars of external scholarship money available to students of all qualifications, abilities, and interests.

How to Apply for Scholarships

Traditional freshmen applying to the University of Cincinnati are automatically considered for all scholarships they are eligible for through the online UC application. 

To apply for external scholarships, we encourage current students to take advantage of our new “Scholarship Search” tile in Catalyst to get matched and apply to external scholarships.

We’re committed to creating opportunities for Cincinnati Public School (CPS) students that support college readiness, access and success. Visit UC's CPS Strong initiative to learn more about scholarships and grants available for CPS students.

Offset Cost with UC’s Co-op Program

The University of Cincinnati Co-op Program allows students to jumpstart their careers and cut costs. With education-based learning at its core, students who co-op earn credit toward their degree while working paid jobs in their field of study. 

Some of the ways cooperative education will reduce your student loans while you’re still in college include: 

  • Gaining on-the-job experience and making connections
  • Earning money while in college with the opportunity to graduate earlier
  • Increasing employability by building an impressive resume

Currently, there are over 7,800 paid student Co-op opportunities provided by 2,567 industry partners. UC students have collectively earned $76 million in Co-op earnings.

I loved that my semesters alternated between co-oping and taking classes. It allowed me to learn new material in class to apply to my next co-op, and then gain real working experience to take back and apply to my studies. I can confidently interview for a full-time position, knowing exactly how I want to start my career as a young professional.

Kristin McArthur '18

What does my degree cost?

Sample costs and earnings for a UC co-op student pursuing a four-year degree.
Year Tuition & Fees Housing Meal Plan Coop Earnings Scholarships
Freshman $13,176 $7,642 $5,210 n/a $1,500
Sophomore $13,176 $7,642 $2,206 $7,878 $1,500
Junior $13,176 $7,642 $1,636 $9,450 $1,500
Senior $13,176 $7,642 $1,134 $10,500 $1,500
TOTAL $52,704 $30,568 $10,186 $27,828 $6,000

About this example

It's important to note that each UC student's cost is individually calculated based on factors such as program of study, financial aid award, meal plan, housing selections and more. This example, while including real numbers, may not reflect your exact cost.  

  • Tuition & Fees are calculated based on Ohio Resident rates. View all rates for tuition and fees. For eligible students, your tuition won't increase while continuously enrolled thanks to UC's Tuition Guarantee.
  • Housing costs calculated based on traditional multiple occupancy room. View all rates for housing
  • Meal plan costs are calculated based on the required All-Access plan for incoming freshmen. Other years represent lower selected meal plan options. Remember, your meal plan needs may change based on your co-op schedule. View all meal plan rates.
  • Co-op earnings are calculated based on average hourly wages, working 35 hours per week for 15 weeks. Find out how much you can earn from co-op
  • Scholarship earnings are calculated based on average student award. You may qualify for more scholarship aid from UC and outside scholarship sources. 

Scholarships and Aid FAQs

Any scholarship you receive may or may not impact your ability to obtain additional financial aid. The Student Financial Aid Office must be aware of any scholarship you are receiving. It is important for awarded students to understand the scholarship limits of offers made to them.

Yes, students can receive scholarships and financial aid at the same time. However, any scholarship you receive may or may not impact your ability to obtain additional financial aid. The One Stop Center and the Student Financial Aid Office must be aware of any scholarship you are receiving.

  • Financial aid: Any form of financial assistance used to help fund your college education. 
  • Scholarships: Scholarships are funds awarded to students based on academic merit that do not need to be repaid. 
  • Grants: Grants are funds awarded to students based on financial need that do not need to be repaid. 
  • Loans: Loans are borrowed money granted through the FAFSA that must be repaid.

The University of Cincinnati Global Scholarship is exclusively for international undergraduate applicants. Awards range from $1,000 to $15,000 each year and are renewable for up to four academic years.

The Cincinnati Tuition Guarantee is a cohort-based program that sets tuition, mandatory fees, and room and board at a consistent rate for up to four or five years depending on the length of a student's academic program. Degree-seeking first-year and transfer students enrolling at our Uptown or regional campuses are eligible.

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Making college affordable

How much will college cost? There are a lot of variables involved in this question, but there are simple steps that can help make the college financial aid process as straightforward as possible.

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