Follow these college savings tips and strategies — from scholarships to co-op — to reduce your reliance on loans and pay for college without loans or debt.

Start saving money now with these 15 cheap college living tips that cover everything from budgeting and student discounts to savings hacks and side-gigs.

Need-based scholarships help students cover tuition by focusing on financial need, not just grades. Learn how to qualify, apply, and maximize aid at UC.

Learn how to write a financial aid appeal letter that gets results. Includes step-by-step tips, sample letter, and UC resources.

Learn how to apply for FAFSA as an independent student. Step-by-step guide for UC students, including eligibility, documents, mistakes to avoid and tips to maximize aid.

Learn how to write a scholarship essay that stands out. Practical tips, examples, and strategies to win more scholarships.

Learn what the FAFSA priority deadline means and why UC students should file by Nov 1 to maximize financial aid for the 2025–26 year.

Learn how financial aid disbursement works at the University of Cincinnati — from award acceptance to refund. Get tips for tracking aid, avoiding delays and budgeting smarter.

Discover the true cost of a master’s degree and how UC helps you make grad school affordable with assistantships, aid and career ROI.

Discover how to afford college without loans. Explore scholarships, financial aid, budgeting tips and UC resources to keep your education affordable.

When it comes to grant vs. scholarship, many students (and families) don’t know the difference. Understanding how each one works can help you unlock thousands of dollars in aid and make college far more affordable. We break down what you need to know — clearly, simply and with a focus on making college more affordable for you.

Learn what a merit scholarship is, how it works, and what you can do in high school to earn free money for college — no financial need required.

Learn how a graduated repayment plan works, its pros and cons, and how it compares to extended and income-driven student loan repayment options.

Paying for college can feel like a puzzle, and one of the trickiest pieces is understanding how student loan interest actually works. This guide breaks down how student loan interest works, when it kicks in, how it’s calculated, and most importantly, how you can keep it under control while you’re here at UC and beyond.

Learn how to get a full ride scholarship with expert tips on eligibility, applications and strategies to secure a debt-free college education. Discover top scholarships and how to qualify.